About

Two industries, one lesson.

Music taught me how people get paid for their work. Banking taught me how to build the rails. Both taught me to answer for what I ship.

Inside a Licensed Bank

2021 – 2024 · Rakuten Bank
Tech Team Leader
Team & Scale Led 9 engineers (5 BE, 2 FE, 2 Mobile) & managed 5 vendors (IBM, HSM, Telco).
Governance 100% on-time quarterly delivery. Built vendor review SOPs and cut onboarding time from 3 weeks to 2 days.
Compliance Delivered FSC KYC CDD/EDD re-verification, Mobile ID device binding, and closed 15 PwC audit findings.
Core Lesson Requirements belong to regulators & operations; zero tolerance for non-compliant states.

Solo Product Engineering

2025 – present · LZpreneur OÜ
Founder & Builder
Team & Scale Solo 0-to-1: Flutter iOS & Android, web storefront, Cloud Functions backend on GCP.
Payments 3 production rails (Stripe, Apple IAP, Google Play IAP) normalised into unified entitlement schema.
Traction 370+ users, 138 MAU, paying customers, $0 ad spend via organic SEO. 13 releases in 8 months.
Core Lesson Seeing the whole line: from user pain point to unit economics and maintenance cost.
Why this mix matters

I learned rigor inside a licensed bank, and I learned speed by shipping my own product alone. So I can sit with your customer, figure out what they actually need, and turn it into software that passes an audit.

At a glance for recruiters & hiring teams

Dimension Status & Verification Details
Target Role Forward Deployed Engineer Product Engineering, Integration Engineering, Solutions Architecture
Relocation Targets Open to Relocation Dublin, Amsterdam, Tallinn, or EU remote · Open to customer travel & on-site
Work Authorization Employer Sponsorship Taiwanese national · Qualifying ICT Degree (BBA IM) for Ireland Critical Skills Employment Permit (CSEP), NL Highly Skilled Migrant, EE Residence
Availability 4 weeks Currently frontend engineer at FintechLife, Taipei · Available for calls 09:00–20:00 IST
Languages English & Mandarin English (Full professional · UK Master's from University of Liverpool) · Mandarin (Native)

Where I have been

  1. 2025to now

    Founder & Product Engineer

    LZpreneur OÜ, Estonia (remote)

    Course Kit and Vibe Code Home, built alongside full-time work.

  2. 2024to now

    Frontend Engineer

    FintechLife, Taipei

    PCI DSS payload encryption, a two-product monorepo consolidation, an AI-assisted development workflow, and the customer-facing developer portal.

  3. 2024Jun to SepBreak

    Working holiday, United Kingdom

    UK Youth Mobility Scheme

    Spent the last month of it working in London as a frontend engineer on a live gaming platform.

  4. 2021to 2024

    Rakuten International Commercial Bank

    Taiwan's first digital-only bank · promoted after 18 months

    1. Tech Team Leader 2022 to 2024

      Nine engineers and five vendors. First engineer on the bank's mobile app.

    2. Senior Frontend Engineer 2021 to 2022

      KYC re-verification with an IBM vendor team, Mobile ID device binding, security hardening.

  5. 2020to 2021

    Frontend Engineer

    Shengsen Cloud Technology

    On site at Far Eastern International Bank, delivering a logistics system.

  6. 2019to 2020Study

    MA Music Industry Studies

    University of Liverpool, UK

  7. 2016to 2019

    Project Coordinator

    Wistron ITS

    On site at Foxconn H2U, on the member and admin platforms. Wrote 200+ manual and automated test cases, raising coverage by 30%.

  8. 2015to 2016

    Software Engineer

    Smart Catch Inc.

    A parking payment system for New Taipei City, back end and front end, plus shared modules for a team of five.

  9. 2011to 2015Study

    BBA Information Management

    Chihlee University of Technology, Taipei

Beyond code: Cross-domain transfer

In the middle of an engineering career I completed a master's in music industry studies at the University of Liverpool. Studying how work reaches audiences, who owns rights, and who gets paid turned out to be the exact conceptual foundation for software payment rails and entitlement architectures.

Music industry Fintech architecture
Copyright splits Multi-party rights verification
Mechanical licensing Distribution pipelines
Royalty accounting Stripe, Apple and Google entitlement schema

Industry Structure & Careers →

The operational roles from A&R to distribution.

Copyright & 5 Royalty Streams →

Composition vs Master rights, sync & mechanicals.

Overseas Tour Guide →

Agents, promoters, routing and budget execution.

Right now

Shipping Soon

Course Kit personal plan, mid September 2026.

Current Full-time

Frontend engineering at FintechLife, Taipei · Available in 4 weeks.

Conversations

Talking to teams in Dublin, Amsterdam and Tallinn about Forward Deployed Engineer roles.

lucychen.biz@gmail.com · LinkedIn · GitHub · I reply within 24 hours.